Evelyn SandersonUpdated On : Thu, March 19, 2026Opt Out Guides
FactorTrust is a consumer reporting agency that provides lenders with information about someone’s credit history. Unlike other consumer reporting agencies, FactorTrust tends to help lenders evaluate people who have subprime credit. For these reasons, you may want to opt out of FactorTrust.
When it comes to opting out of FactorTrust, the good news is that you’ve come to the right place. We cover how to opt out of FactorTrust, and we also have additional opt out guides that will help you opt out of every similar platform.
Preparing for the FactorTrust Opt Out Process
Estimated Manual Data Removal Time: FactorTrust removal doesn’t take too long, although you will have to spend some time with it. If you go about the process online, expect it to take around ten minutes to fill out the forms. Then, you need to wait up to five days for the platform to remove your information. Phone calls can take longer if you’re on hold, and mailing takes as long as it takes to get to your nearest post office.
Estimated Data Removal Time With Privacy365: Removing your information from FactorTrust with Privacy365 is easy, hassle-free, and takes around five to ten minutes (on average).
What You Need to Remove Your Data: To remove your information from FactorTrust, you’ll need your Social Security Number (SSN), full name, address, and email address.
FactorTrust Explained
It’s a lot easier to understand how to remove yourself from FactorTrust if you know what the service is. FactorTrust is part of TransUnion. There was a buyout recently, and now TransUnion evaluates and leverages the information from FactorTrust to assist with credit approval, loan approval, and much more.
That said, FactorTrust is a consumer reporting agency. Essentially, the purpose of the organization is to provide credit suppliers with information about you. This helps with the credit evaluation process, and when approved, provides lenders with credit reports.
While TransUnion also handles credit reports, FactorTrust focuses more on evaluations of short term loans.
How Does FactorTrust Get Information?
FactorTrust gets its information from several sources. A lot of information comes from TransUnion’s databases but FactorTrust also has additional information sources. Information may be sourced from debt collectors, banks, creditors, and even other loan companies.
Pro Tip: Since there are so many sites that contain your information, using Privacy365 is one of the few surefire ways to maintain your privacy online.
Why You Must Opt Out of FactorTrust
At the end of the day, you don’t want to have your information on FactorTrust. While FactorTrust only generates a credit report, this can still result in problems with your credit report. What’s more, removing your information can help you put a stop to scam and spam calls.
It’s also helpful to consider FactorTrust removal to prevent lenders from having additional information about you. We also recommend checking the information that FactorTrust has. For example, if FactorTrust has incorrect or outdated information, this can cause issues. So, you may need to act fast to remove any issues prior to applying for a line of credit.
Understanding the Information FactorTrust Provides
FactorTrust houses a lot of information. That said, it’s a little different than your average credit reporting company. This is because it collects data that helps lenders evaluate people with subprime credit.
FactorTrust reports tend to include:
- Social media accounts.
- Bank account verification.
- Information about loan payments.
- Personal information and records.
- Contact information.
Ultimately, FactorTrust houses information that most consumer reporting agencies have, but with more of a focus on alternative lending analysis.
How to Complete the FactorTrust Opt Out Process
There are several ways to opt out of FactorTrust. That said, some methods are better than others. In fact, we always recommend starting with Privacy365 for the best results. Of course, you can also manually remove your information from FactorTrust online, over the phone, and even by mail. We cover each option in detail below.
Manually Opt Out of FactorTrust
When you want to opt out of FactorTrust, you have a few options. First and foremost, you can do so online, and this removes your information from FactorTrust lists for up to five years. The second method is to remove your information via mail.
Now, this is the more permanent method, so it may be worth the effort if you don’t mind making a trip to your local post office. Follow the steps below to learn more about how to opt out of FactorTrust online, over the phone, and by mail.
Opt Out of FactorTrust Online:
- Navigate to FactorTrust’s opt out section.
- Provide your personal information. This includes your Social Security Number (SSN), first and last name, date of birth, email address, and address.
- Hit the Confirm button.
It will take FactorTrust around five days to remove your information from specific lists. To ensure that FactorTrust holds up their end of the bargain, we always recommend checking back later or working with Privacy365.
Opt Out of FactorTrust By Mail:
- Print out FactorTrust’s opt out form.
- Fill out the required information.
- Drop the forms off in the mail and wait for your confirmation.
Like other methods, make sure you check with FactorTrust to ensure that they’ve followed through on their end; this can be done online.
Opt Out of FactorTrust By Phone:
- To opt out of FactorTrust by phone, call the toll-free number: (844) 773-3321.
- Follow the instructions.
- Ask for a representative.
Make sure you confirm later that FactorTrust has followed the opt out process on their end.
Opt Out of FactorTrust and More the Easy Way
FactorTrust is a hassle to opt out of if you handle things manually. There’s nothing wrong with the process, per se, but we always recommend working with Privacy365 for the best results. All you need to do is follow the steps below.
- Create an account with Privacy365.
- Provide your personal information.
- Wait for Privacy365 to scan through data brokers.
- Select a payment plan.
- Select the “Remove My Info” button.
From there Privacy365 will handle all of your options out requests. Plus, this helps you opt out of most data broker platforms in one go.
Opt Out of FactorTrust Today!
Now that you’ve learned how to remove yourself from FactorTrust, what are you waiting for?
Put a stop to data brokers and consumer reporting agencies selling and sharing your data. With Privacy365, it’s easy to create a profile, scan data brokers, and remove your information from their databases.
Get started today, and rest easy knowing that your online data is truly under lock and key.
Frequently Asked Questions About FactorTrust’s Opt Out Process
Do you have more questions about FactorTrust and how to delete your information from their resources? No need to worry because we’ve compiled a list of the most commonly asked questions we get about FactorTrust below.
What’s the Best Way to Opt Out of FactorTrust?
The best way to opt out of FactorTrust is to leverage a tool like Privacy365. Instead of manually opting out of FactorTrust and wasting a lot of time, Privacy365 helps you opt out of FactorTrust and other platforms in a matter of minutes.
How Much Does it Cost to Opt Out of FactorTrust?
Opting out of FactorTrust is a simple process, and it doesn’t have to cost you a dime. You can call their toll-free number, follow through online, and send something in via mail. Therefore, you don’t have to worry about the cost being astronomical.
Does FactorTrust Sell My Information?
FactorTrust doesn’t exactly sell your information like other data brokers. As a consumer reporting agency, FactorTrust collects and shares your information with lenders. For this reason, you don’t have to worry about FactorTrust using your information for marketing or selling your information to marketing firms.
Who Does FactorTrust Share My Information With?
FactorTrust shares your information with people who want to learn more about your credit profile. This includes lenders, debt collectors, creditors, and anyone else who wants to look at your credit report. So, they’re a bit different from sites like Peoplewhiz and BeenVerified.
Opt Out of FactorTrust With Privacy365
Are you ready to put a stop to data collection that’s going on right behind your back? We get the sentiment, and while you can always manually remove your information from every site, this is an uphill battle. With hundreds of data brokers and consumer reporting agencies out there, the process quickly becomes overwhelming.
Fortunately, Privacy365 always has your back. Sign up today, and start protecting your data. Whether you need to remove your information from FactorTrust and other consumer reporting agencies, or you want to put an end to data brokers selling your information, we always have you covered.
